Payment Solutions
Virtual Terminal
Take card payments by phone, post, or email.
Best for
- Phone-based orders
- Mail-order businesses
- B2B invoicing
- Service deposits
Not sure if this is right for you?
Speak to a payments consultantWhat's included
Everything you need to start taking payments
Web-based — works on any laptop or tablet
PCI compliant call recording integration
Send pay-by-link invoices via SMS or email
Refunds & partial captures in one click
Team accounts with audit trail per user
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How virtual terminal stack up
A quick at-a-glance summary of what to expect.
| Feature | WhiteNWise | Typical UK provider |
|---|---|---|
| Settlement time | Next working day | 3-5 working days |
| Setup time | 1-2 working days | 2-4 weeks |
| Contract length | Flexible, no long lock-ins | 3-5 year minimum |
| Apple Pay / Google Pay | Included as standard | Often extra |
| Account manager | Yes — dedicated | Call centre queue |
| Hidden fees | None — transparent pricing | Common |
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